{{sellerTotalView > 1 ? __("sellers", {number: sellerTotalView}) : __("seller", {number: sellerTotalView}) }}, {{numTotalView > 1 ? __("items", {number: numTotalView}) : __("item", {number: numTotalView}) }}
free FREE

Change Your Zip Code

Inventory information and delivery speeds may vary for different locations.

Location History

{{email ? __('Got it!') : __('Restock Alert')}}

We will notify you by email when the item back in stock.

Cancel
Yami

Jingdong book

为什么有钱人都用长钱包?年收入200倍法则:改变25万人的钱包增值术!

{{buttonTypePin == 3 ? __("Scan to view more PinGo") : __("Scan to start")}}

为什么有钱人都用长钱包?年收入200倍法则:改变25万人的钱包增值术!

{{__(":people-members", {'people': item.limit_people_count})}} {{ itemCurrency }}{{ item.valid_price }} {{ itemCurrency }}{{ item.invalid_price }} {{ itemDiscount }}
Ends in
{{ itemCurrency }}{{ item.valid_price }}
{{ itemCurrency }}{{ priceFormat(item.valid_price / item.bundle_specification) }}/{{ item.unit }}
{{ itemDiscount }}
{{ itemCurrency }}{{ item.valid_price }} {{ itemCurrency }}{{ priceFormat(item.valid_price / item.bundle_specification) }}/{{ item.unit }} {{ itemCurrency }}{{ item.invalid_price }} {{itemDiscount}}
{{ itemCurrency }}{{ item.valid_price }}
Sale ends in
Sale will starts after Sale ends in
{{ getSeckillDesc(item.seckill_data) }}
{{ __( "Pay with Gift Card to get sale price: :itemCurrency:price", { 'itemCurrency' : itemCurrency, 'price' : (item.giftcard_price ? priceFormat(item.giftcard_price) : '0.00') } ) }} ({{ itemCurrency }}{{ priceFormat(item.giftcard_price / item.bundle_specification) }}/{{ item.unit }}) Details
Best before

Currently unavailable.

We don't know when or if this item will be back in stock.

Unavailable in your area.
Sold Out

Details

Full product details
Editer Recommend

◆长钱包能让你理财更轻松!知道自己花出去的每一笔钱究竟属于“消费”、“投资”还是“浪费“,平常花销一目了然。

◆钱包是改变人生的工具!有钱人都在实行的10大原则和3种消费观。

①钱包就像是让钱财入住的饭店一样。饭店的设备差,生意就不好;破旧的钱包,钱财也不想靠近。

②钱包会反映一个人的生活方式,特别是对待金钱的态度。

③把钱从钱包里拿出来之前,先问问自己:这笔钱是消费、投资,还是浪费?

④别让消费只是单纯的消费,尽可能使它成为一种投资。

换掉钱包=换掉你的人生!如果你平时就已经很注意开销,却还是存不了钱;如果你想摆脱为钱所苦的生活,却总是力不从心,现在就去换掉你的钱包!

Content Description

身为日本盛名的税务专家,作者在工作上时常会接触各行各业的有钱人。在实际观察过500位大老板的钱包后,他发现了这些大老板们使用钱包的“秘密”。究竟什么样的钱包才是钱所喜爱的?怎样做才能留住钱,而不让其白白溜走?只要运用书中有钱人都在实行的10大原则和3种消费观,想让钱爱你一点都不难!如果你平时就已经很注意开销,却还是存不了钱;如果你想摆脱为钱所苦的生活,却总是力不从心,现在就去换掉你的钱包!


Author Description

龟田润一郎,日本著名税务师。父亲曾是一家中小型企业的老板。学生时代因亲眼目睹父亲公司倒闭的凄惨情景,立志帮助中小型企业脱离金钱的烦恼。苦学十年成为一位知名的税务师,发现可以避免资金周转问题的理财方法——活用存折,并教给那些不擅长计算的企业家们,使超过百分之九十的公司的资金周转问题获得很大的改善。龟田润一郎通过与多位企业家的交流,发现会赚钱的企业家在钱包使用方面有不少共同点,即他们都使用长钱包,并开始亲身实践,让自己的年收入有了质的飞跃。龟田润一郎坚信钱包是能够改变人生的有力道具,为守护这份信念终日忙于工作。著有《为什么有钱人都用长钱包·年收入200倍法则》、《把存折分成四个》等。

Catalogue

第一章 在人生路上迷路时就换个“钱包”吧

手头现有的钱就是对“过去自己”的总结算

从“钱包”开始改变

看钱包知收入!“年收入200倍法则”

为什么会赚钱的人要使用长钱包呢?

钱币讨厌“胖钱包”

绝对不能这样用钱包

积分卡就是个“漏钱的缺口”

只买对的,不买便宜的

想要节约,就去买高价商品吧

与钱交往就像是与人交往

第二章 “有钱人的钱包用法”10项法则

受到金钱青睐的人是这样用钱包的

买了新钱包后,先放100万日元进去

统一钞票的上下方向

在钱包里多放一些5000日元的纸钞

将硬币放到“零钱包”里

注意察看找来的零钱里有没有“10日元铜币”

将500日元硬币放入专用的存钱罐里

在付钱的时候用新钞

要有礼貌地付钱

在心中默念“一路走好”和“欢迎回家”

高高兴兴去缴税

第三章 请将钱包里的钱分成3种

这笔钱究竟属于“消费”“投资”还是“浪费”

牢记将“消费”变作“投资”的方法

越是年轻,越应该出手“投资”

所谓投资,就是用碎片去拼凑未来

让你绝对不吃亏的购物法则

和“入口”相比,我们更要注重金钱的“出口”

牢记金钱有好几个“出口”

不要在商场里取钱

每月给自己定两个“发工资日”

额外的“出口”是攒不住钱的最大原因

究竟为什么要攒钱?

第四章 受财神爷眷顾的“钱包哲学”

勤劳未必能致富?

不容易受金钱影响的人是这样考虑问题的

想有收获就不要砍价

越没钱,越要管住钱

用想象力打破艰难的现实生活

距离再短也要迈步向前

10年后的自己应该过上怎样的生活

改变贴身物件,就能改变你的人生

脱离金钱的束缚,让钞票不请自来

后记

Book Abstract

这笔钱究竟属于“消费”“投资”还是“浪费”

一般来说,从我们钱包里溜出去的钱可分为3种“性格”。

这3种性格分别是“消费”“投资”和“浪费”。

我们每天用掉的钱究竟属于哪种性格呢?通过观察一个人是怎样分配这3种钱的,我们就可以了解到这个人将拥有怎样的未来。

出于自身的工作缘故,我经常要察看各个公司的账簿。

每个公司的账簿上都详细记载着这家公司把钱用在了什么地方。在经过会计的分类后,公司的员工薪水、办公地租金和旅费、交通费等一切支出都会变得一目了然。

在察看账簿的时候,我也会在脑中将这家公司的支出划分成“消费”“投资”和“浪费”3种,并观察究竟哪种性格的钱用得最多。

所谓消费,就是在购买1万日元(约合人民币500元)的东西后,立刻能够获得1万日元的使用价值。这种支出也被称作“等价交换消费”。

在企业支出里,公司用品就属于这一类。而在个人支出里,食品和日用品等商品也属于这一类。

所谓投资,就是在支出一定数额的金钱后,虽说不能立刻获利,但是一定能为将来带来某种利益。

在企业支出里,办公设备就属于这一类。而在个人支出里,购买书本和参加培训班所花的钱也都属于这一类。只要能把书本和培训班的内容牢记在心里,那一定会为将来的自己带来好处,说不定还能获得超出投资数额的回报呢。

所谓浪费,就是想怎么花就怎么花。这样的支出不仅无法让自己立刻获益,在将来也不会带来什么价值。在企业支出里,为缓解工作压力而去饮酒作乐的钱就属于这一类。而在个人支出里,在游乐城不停地玩游戏所花的钱也属于这一类。我只能说,这些都是为了满足一己私欲而花出去的钱。

在检查一家公司的支出时,如果里面都是消费和浪费,我会对这家公司的未来产生质疑,并认为这里的经济状况很成问题。

也就是说,在“消费”“投资”和“浪费”这三种支出里,只有“投资”才是“能够创建美好未来”的支出。

而大部分的“消费”和“浪费”都是只能让人在“短期内”感到满足而已。

所以才说,只有“消费”“浪费”,不懂如何投资的公司,是没有前途的。这种公司只能勉强维持现状,无法在将来获得比现在更好的收入。

对个人来说也是一样。

只会“消费”“浪费”,完全不进行投资的人,是无法在将来获得收益的。这种人只会不断重复现有的生活,无法得到提高。

但这样的生活实在令人心酸。

我们都希望自己的生活能越来越幸福。希望明天能比今天过得好,明年能比今年过得好,让自己的生活质量得到逐步提升。相信大部分人都是这样想的。

最具有代表性的投资就是储蓄。为了让将来的生活越来越好,我们最好能一点点地把钱积攒下来。要是实在攒不住钱,那至少要在花钱的时候思考一下,这笔钱究竟属于3种性格中的哪一种呢?

当我们从钱包里拿出钱来的时候,要先停下来问自己一句:“这笔钱究竟算是‘消费’‘投资’,还是‘浪费’呢?”

如果这笔钱属于“浪费”,那我们可以立刻停住正在掏钱的手。又或者是我们可以事先想好,把两次“浪费”减少到一次。

虽说为了生存,我们必须不断进行“消费”,但是就算拒绝“浪费”,也不会对我们产生什么影响。在没有了浪费之后,我们可以把这笔钱用作投资。

这样一来,我们口袋里的钱将不再是只出不进,而会成为我们“创造美好未来”的一笔投资了。

……

Specifications

Brand Jingdong book
Brand Origin China

Disclaimer

Product packaging, specifications and price are subject to change without notice. All information about the products on our website is provided for information purposes only. Please always read labels, warnings and directions provided with the product before use.

View Full Terms of Use
Add to favorites
{{ $isZh ? coupon.coupon_name_sub : coupon.coupon_ename_sub | formatCurrency }}
{{__("Buy Directly")}} {{ itemCurrency }}{{ item.directly_price }}
Quantity
{{ quantity }}
{{ instockMsg }}
{{ limitText }}
{{buttonTypePin == 3 ? __("Scan to view more PinGo") : __("Scan to start")}}
Sold by JD@CHINA
Ship to
{{ __("Ship to United States only") }}
Free shipping over 69
Genuine guarantee

Added to Cart

Keep Shopping

More to Consider

{{ item.brand_name }}

{{ item.item_name }}

{{ item.currency }}{{ item.market_price }}

{{ item.currency }}{{ item.unit_price }}

{{ item.currency }}{{ item.unit_price }}

Coupons

{{ coupon.coupon_name_new | formatCurrency }}
Clip Clipped Over
{{ getCouponDescStr(coupon) }}
{{ coupon.use_time_desc }}
Expires soon {{ formatTime(coupon.use_end_time) }}

Share this item with friends

Cancel

Yami Gift Card

Get this exclusive deal when paying with gift card

Terms and Conditions

Gift card deals are special offers for selected products;

The gift card deals will automatically be activated if a customer uses gift card balance at check out and the balance is sufficient to pay for the total price of the shopping cart products with gift card deals;

You will not be able to activate the gift card deals if you choose other payment methods besides gift card. The products will be purchased at their normal prices;

If your account balance is not enough to pay for the products with gift card deals, you can choose to reload your gift card balance by clicking on the Reload button at either shopping cart page or check out page;

Products that have gift card deals can be recognized by a special symbol showing 'GC Deal';

For any additional questions or concerns, please contact our customer service;

Yamibuy reserves the right of final interpretation.

Sold by Yami

Service Guarantee

Yami Free Shipping over $49
Yami Easy Returns
Yami Ships from United States

Shipping

  • United States

    Standard Shipping is $5.99 (Excluding Alaska & Hawaii). Free on orders of $49 or more.

    Local Express is $5.99 (Available in Parts of CA, NJ, MA & PA). Free on orders of $49 or more.

    2-Day Express (Includes Alaska & Hawaii) starts at $19.99.

Return Policy

Yami is committed to provide our customers with a peace of mind when purchasing from us. Most items shipped from Yamibuy.com can be returned within 30 days of receipt of shipment (For Food, Beverages, Snacks, Dry Goods, Health supplements, Fresh Grocery and Perishables Goods, within 7 days of receipt of shipment due to damages or quality issues; To ensure that every customer receives safe and high-quality products, we do not provide refunds or returns for beauty products once they have been opened or used, except in the case of quality issues; Some products may have different policies or requirements associated with them, please see below for products under special categories, or contact Yami Customer Service for further assistance).
Thank you for your understanding and support.

Learn More

Sold by Yami

Terms and Conditions of Yami E-Gift Card

If you choose “Redeem automatically” as your delivery method, your gift card balance will be reload automatically after your order has been processed successfully;

If you choose “Send to Email”as your delivery method, the card number and CVV will be sent to the email address automatically;

Any user can use the card number and CVV to redeem the gift card, please keep your gift card information safely. If you have any trouble receiving email, please contact Yami customer service;

Yami gift card can be used to purchase both Yami owned or Marketplace products;

Yami gift card will never expire;

Yami gift card balance does not have to be used up at once;

All rights reserved by Yami.

Return Policy

Gift card that has already been consumed is non-refundable.

Sold by JD@CHINA

Service Guarantee

Yami Free Shipping over $49
Yami Easy Returns
Yami Ships from United States

Shipping

  • United States

    Standard Shipping is $5.99 (Excluding Alaska & Hawaii). Free on orders of $49 or more.

    Local Express is $5.99 (Available in Parts of CA, NJ, MA & PA). Free on orders of $49 or more.

    2-Day Express (Includes Alaska & Hawaii) starts at $19.99.

Return Policy

You may return product within 30 days upon receiving the product. Items returned must be new in it's original packing, including the original invoice for the purchase. Customer return product at their own expense.

Sold by JD@CHINA

Service Guarantee

Yami Cross-store Free Shipping over $69
Yami 30-days Return

Yami-China FC

Yami has a consolidation warehouse in China which collects multiple sellers’ packages and combines to one order. Our Yami consolidation warehouse will directly ship the packages to your door. Cross-store free shipping over $69.

Return Policy

You may return products within 30 days upon receiving the products. Sellers take responsibilities for any wrong shipment or missing items. Packing needs to be unopened for any other than quality issues return. We promise to pack carefully, but because goods are taking long journey to destinations, simple damages to packaging may occur. Any damages not causing internal goods quality problems are not allowed to return. If you open the package and any quality problem is found, please contact customer service within three days after receipt of goods.

Shipping Information

Yami Consolidation Service Shipping Fee $9.99(Free shipping over $69)

Sellers in China will ship their orders within 1-2 business days once the order is placed. Packages are sent to our consolidation warehouse in China and combined there. Our Yami consolidation warehouse will directly ship the packages to you via UPS. The average time for UPS to ship from China to the United States is about 10 working days and it can be traced using the tracking number. Due to the pandemic, the delivery time may be delayed by about 5 days. The package needs to be signed by the guest. If the receipt is not signed, the customer shall bear the risk of loss of the package.

Sold by JD@CHINA

Service Guarantee

Free shipping over 69
Genuine guarantee

Shipping

Yami Consolidated Shipping $9.99(Free shipping over $69)


Seller will ship the orders within 1-2 business days. The logistics time limit is expected to be 7-15 working days. In case of customs clearance, the delivery time will be extended by 3-7 days. The final receipt date is subject to the information of the postal company.

Yami Points information

All items are excluding from any promotion or points events on Yamibuy.com

Return Policy

You may return product within 30 days upon receiving the product. Items returned must be new in it's original packing, including the original invoice for the purchase. Customer return product at their own expense.

Yami

Download the Yami App

Back Top

Recommended for You

About the brand

Jingdong book

为您推荐

Yami
欣葉
2种选择
欣叶 御大福 芋头麻薯 180g

周销量 600+

$1.66 $1.99 83折
Yami
欣葉
2种选择
欣叶 御大福 芋头麻薯 180g

周销量 600+

$1.66 $1.99 83折
Yami
欣葉
2种选择
欣叶 御大福 芋头麻薯 180g

周销量 600+

$1.66 $1.99 83折
Yami
欣葉
2种选择
欣叶 御大福 芋头麻薯 180g

周销量 600+

$1.66 $1.99 83折
Yami
欣葉
2种选择
欣叶 御大福 芋头麻薯 180g

周销量 600+

$1.66 $1.99 83折
Yami
欣葉
2种选择
欣叶 御大福 芋头麻薯 180g

周销量 600+

$1.66 $1.99 83折

Reviews{{'('+ commentList.posts_count + ')'}}

Have your say. Be the first to help other guests.

Write a review
{{ totalRating }} Write a review
  • {{i}} star

    {{i}} stars

    {{ parseInt(commentRatingList[i]) }}%

Yami Yami
{{ comment.user_name }}

{{ showTranslate(comment) }}Show Less

{{ strLimit(comment,800) }}Show more

Show Original

{{ comment.content }}

Yami
Show All

{{ formatTime(comment.in_dtm) }} VERIFIED PURCHASE {{groupData}}

{{ comment.likes_count }} {{ comment.likes_count }} {{ comment.reply_count }} {{comment.in_user==uid ? __('Delete') : __('Report')}}
Yami Yami
{{ comment.user_name }}

{{ showTranslate(comment) }}Show Less

{{ strLimit(comment,800) }}Show more

Show Original

{{ comment.content }}

Yami
Show All

{{ formatTime(comment.in_dtm) }} VERIFIED PURCHASE {{groupData}}

{{ comment.likes_count }} {{ comment.likes_count }} {{ comment.reply_count }} {{comment.in_user==uid ? __('Delete') : __('Report')}}

No related comment~

Review

Yami Yami

{{ showTranslate(commentDetails) }}Show Less

{{ strLimit(commentDetails,800) }}Show more

Show Original

{{ commentDetails.content }}

Yami
Show All

{{ formatTime(commentDetails.in_dtm) }} VERIFIED PURCHASE {{groupData}}

{{ commentDetails.likes_count }} {{ commentDetails.likes_count }} {{ commentDetails.reply_count }} {{commentDetails.in_user==uid ? __('Delete') : __('Report')}}

Please write at least one word

Comments{{'(' + replyList.length + ')'}}

Yami Yami

{{ showTranslate(reply) }}Show Less

{{ strLimit(reply,800) }}Show more

Show Original

{{ reply.reply_content }}

{{ formatTime(reply.reply_in_dtm) }}

{{ reply.reply_likes_count }} {{ reply.reply_likes_count }} {{ reply.reply_reply_count }} {{reply.reply_in_user==uid ? __('Delete') : __('Report')}}

Please write at least one word

Cancel

That’s all the comments so far!

Write a review
How would you rate this item?

Please add your comment.

  • A nice nickname will make your comments more popular!
  • The nickname in your account will be changed to the same as here.
Thanks for your review
Our community rely on great reviews like yours to find the best of Asia.

Report

If you find this content inappropriate and think it should be removed from the Yami.com site, let us know please.

Cancel

Are you sure to delete your review?

Cancel

You’ve Recently Viewed

About the brand

Jingdong book