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KingStone

【繁體】改變整理的順序,就能存到錢:只要3步驟,90天存款從負到正的存錢術

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KingStone

【繁體】改變整理的順序,就能存到錢:只要3步驟,90天存款從負到正的存錢術

Name: 【繁體】改變整理的順序,就能存到錢:只要3步驟,90天存款從負到正的存錢術
Brand: KingStone
SKU: 3136025801
Price: 22.98 USD
Availability: OutOfStock

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内容簡介

只要3個步驟
依序整理「物品」、「生活」和「金錢」
就能徹底改變無法存錢的人生！

★暢銷書《月薪兩萬二也要存到錢！》作者橫山光昭最新力作★
存不了錢的人這樣做
一定可以存到錢！

明明下定決心「我要存錢！」
卻只省吃儉用了幾天，或者縮短淋浴時間⋯⋯
一領到薪水，馬上忘得一乾二淨、開始亂買東西⋯⋯
花完了又急急忙忙省錢度日、等待下個月發薪水⋯⋯
你一定要從「根本」著手，才能徹底改變這種生活！

暢銷書作者、知名理財規劃專家橫山光昭，最驚人的「橫山式存錢術」！
這是透過與一萬多人面談，並實際驗證的有效方法
不是「短期」的儲金術，而是「徹底」改造，傳授一套可在日常生活中存到錢的方法。

▌實證 ▌
生活邋遢的獨居人士可以存到 → 100萬日圓！
四人家族的懶散主婦也能存到 → 500萬日圓！

想存錢，就必須從整理生活開始
唯有思考的順序對了，才能把錢留在身邊！

①「物品」→②「生活」→③「金錢」
只要3個步驟、依序整理，90天後就會看見驚人的改變

● 物品是金錢的另一種形式
● 捨棄欲望龐大的自我
● 不是捨棄，而是刪除
● 準備三個帳戶
● 轉捩點在於是否親身實踐！

橫山光昭教你透過七個問題、九項實作，徹底檢視自己的人生，養成終生受用的理財習慣。
弄清楚「想要」不是「必要」，囤積物品就是在浪擲金錢！

就從今天起，你可以不再是金錢的奴隸，
讓金錢成為你心靈富足的幫手！

前言
【為什麼循環週期是九十天？】

第一章｜第一個月 區分「想要」與「必要」

● 方法
物品是金錢的另一種形式
捨棄欲望龐大的自我
不是「捨棄」而是「刪除」
可從物品看出生活形式
能管好物品，就能管理金錢
不要誤解富足的定義
有「物品上的富足」與「精神上的富足」
面對「購買前」與「購買後」的差距

● 實作
用照片與筆記加以管理
寫下自己的感受
透過七個問題自我反省
一個月後的單身A先生與主婦B太太

第二章｜第二個月 將生活「視覺化」

● 方法
生活雜亂無章會形成金錢上的問題
透過金錢求得心安，仍然無法擺脫不安

● 實作
心⋯⋯寫出心中壓力
體⋯⋯記錄自己的活動
投資自我⋯⋯採取「攻勢」進行投資
食⋯⋯記錄飲食情況與冰箱內容物
交際應酬費⋯⋯寫下出席目的
手機⋯⋯換算成一天使用的金額
水電瓦斯費⋯⋯抱著打電玩的心態，目標是比去年減少一成
住……不要計較利益得失
交通費……不要用電子貨幣付款，以免形成黑洞
兩個月後的單身A先生與主婦B太太

第三章｜第三個月 建立自己的「金錢規則」

● 方法
以輕鬆持續為優先

● 實作
只記錄「金錢」
只記錄「在意的經費項目」
以「消費、浪費、投資」分類管理

● 方法
是否投資在自己身上？
準備三個帳戶
超簡單又能存到錢的家庭財務管理
轉捩點在於是否親身實踐
三個月後的單身A先生與主婦B太太

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